REGULATIONS:

The information provided by you, shall at all times be current, truthful, accurate, complete and updated by you regularly .The making of any false statements, non disclosure and or failure to provide timely updates of necessary information and facts would subject you to civil and criminal liabilities, penalties, non registration and or deactivation of your existing account with our web site without notice or intimation of any kind to you.

We may at times need to edit, alter and or remove any information in whole or in part that may be available on our web site and that we shall not be held responsible for all or any actions that may subsequently culminate into any loss, damage and or liability.

Under certain circumstances it may become necessary for us to disclose your personal information or to adhere to the bonafide requests of the government and or law in either case we shall be bound and shall at all times have the legal right to disclose any or all of your personal information

Please note that by submitting the personal details, you are authorising us/Kotak Securities to call you and send promotional communication even though you may be registered under DNC

REGISTRATIONS / ACCOUNTS HELD

In order to maintain effective control and provide good service to you, you would be permitted t to maintain ONLY ONE account with us at all times, unless a previous registration and or account of yours has been deactivated, invalid, inoperative or otherwise. Failure on your part to disclose such information shall make you liable for having your account deactivated and or be liable to be prosecuted under the civil and criminal procedures of law.

USER NAME & PASSWORD

As part of the registration process, you will be asked to select a User Name and Password for accessing our services on this website. We reserve the right at our sole discretion to refuse to grant you a User Name if the username is fictitious, or an impersonation of someone else, illegal, protected by a trademark, copyright or other legal proprietary right, vulgar, obscene or offensive in any way, or may cause confusion to other members of the website Site. You agree not to provide or make known your User Name, Password or e-mail address to any other person for the purpose of facilitating such person's access and unauthorized use of this website.

You shall be the only authorized user of this website through your User Name and Password. You also agree that you shall be solely responsible for all messages posted, statements made, or acts or omissions that occur within this website through the use of your User Name and Password. If you allow third parties to access this website through your User Name and Password, you will defend and indemnify us its our affiliates and any independent contractor engaged by us to assist in monitoring our website, against any liability, costs or damages arising out of claims or suits by such third parties based upon or relating to such access and use. If you believe someone has used your Password without your authorization, or has, in your judgment, violated these Terms and Conditions, you should notify us immediately.

We wish to caution you that we have no control over the handling of personal information or endorse the content, messages or information provided by the link sites available on or through our web site which compels us to disclaim any liability with regard to any actions resulting from your participation in any linked site.

LIMITATION OF WARRANTIES AND INDEMNIFICATION:

Our need to launch this web site has been to provide for online trading of stocks to our clients and also felt that it would be appreciated by you if you were to find all necessary information with respect to stocks on our web site. In order to provide you with the latest and updated information on stocks we have associated with the best in the field who will provide their contents, products and services. All the content and or the material made available on this web site or the linked sites are provided to you "AS IS " and without warranty of any kind from us whether express or implied including, but not limited to, the implied warranties of merchantability and fitness for a particular purpose, title, non-infringement, security or accuracy and nor do we nor our affiliates, directors, employees, associates or other representatives, agents, and or subsidiaries endorse or take any responsibility for

The accuracy or reliability of any opinion, advice or statement made through the site or a linked site

The capabilities or reliability of any product or service obtained from a linked site, or

Make good all or part of any loss and or damage that may have been caused by the or user's reliance on any information, advice, product or service obtained from a linked site.

Hence it would be your responsibility to evaluate any inaccuracy, error, or delay in, or omission of

any such data, information, or message within our web site

or

(ii) the transmission or delivery of any data, information, or message; or

(iii) any loss, expense, cost or damage arising from or occasioned by any such inaccuracy, error, delay, or omission, non-performance, or interruption of any data, information, or message, due either to any negligent act or omission by us or our affiliates, agents, associates and or subsidiaries , or "force majeure" (i.e., flood, extraordinary weather conditions, earthquake, or other act of God, fire, war, insurrection, riot, labor dispute, accident, action of government, communications power failure, or equipment or software malfunction) or any other cause or circumstances beyond the reasonable control of KOTAK SECURITIES.

The information that we provide is not intended to be used by you as the sole basis for investment decisions, nor should it be construed as advice designed to meet the particular needs of an individual investor. In your interests we advise that you seek the advice of professionals, as appropriate, regarding the evaluation of any specific opinion, advice, product service or other content made available to you through this web site or obtained from a linked site. Hence should you act on any information, advice and or opinion available either on our web site or those sites linked with us you will not hold us nor our directors, employees, affiliates, agents, associates and or subsidiaries or other representatives liable for making good all or any loss or damage that has emanated from adhering upon any information, advise or opinion available on all or any of the web pages of our web site or those linked with us.

You agree that neither us nor our affiliates, agents, associates and or subsidiaries and any of our respective officers, directors, employees, or agents will not be liable, whether in contract, tort, strict liability or otherwise, for any indirect, punitive, special, consequential, incidental or indirect damages (including without limitation lost profits, cost of procuring substitute service or lost opportunity)arising out of or in connection with the use of our web site and or a linked site, or with the delay or inability to use the site or a linked site, even if we have been made aware of the possibility of such damages. This limitation on liability includes, but is not limited to, the transmission of any viruses which may infect a user's equipment, failure of mechanical or electronic equipment or communication lines, telephone or other interconnect problems (e.g., you cannot access your internet service provider), unauthorized access, theft, operator errors, strikes or other labor problems or any force majeure, we cannot and do not guarantee continuous, uninterrupted or secure access to the internet, our web site or linked site.

KOTAK SECURITIES provides links to these other web sites only as a convenience to you and any access by you of any other linked site shall be at your consequences. We nor our respective suppliers make any representations about the suitability, reliability, availability, timeliness, and accuracy of the information, products, services, and related graphics contained on the web site for any purpose.

Further we reserve our right to disable any unauthorized links or frames and specifically disclaim any responsibility for the content available on any other Internet sites linked to us.

COPYRIGHT/TRADEMARKS

All the trademarks, logos and service marks, information and content provided on our web site including its design structure and compilation are privately owned Intellectual Property Rights of either Kotak Securities and or its affiliates, agents, associates, subsidiaries and or otherwise permitted by us advertise on our web site. Unless otherwise noted you shall not copy, download or and print documents from our web site for any commercial purposes and shall not post, distribute transmit display publish sell or modify them or remove any copyright trade mark or other proprietary notices. For permission to use third party materials appearing on our web site, please contact the copyright owner.

Also the trademarks, logos and service marks available on our web site is an invaluable assets of Kotak Securities and or its affiliates, agents, associates, subsidiaries and other parties, who have been authorized by us to display the same on our web site. In our endeavor to serve and protect your interests and rights, we would appreciate if you could inform us in writing at ks.compliance@kotak.com Giving all necessary details of the violation or infringement of our trademarks, logos and service marks which are either protected by us and or available on our web site. The information thus provided by you would be forwarded to our legal advisors for opinion on all or any legal recourse that can or should be adopted by us in order to protect our intellectual Property rights.

COOKIE

We reserves the right to store information on a user's computer in the form of a "cookie" or a similar file and the utilization of all or any information derived there from by us.

General
As we are incorporated under the laws of India, you will appreciate that we can only abide and follow the laws of this land for entering and or fulfilling this Agreement between the two of us i.e you and us. For the sake of jurisdiction for all or any disputes arising out of or relating to the use of this web sites the courts in the city of Mumbai in the state of Maharashtra, shall ONLY have jurisdiction. The access and or use by you of our web site shall be deemed to be UNAUTHORIZED if the terms and conditions contained herein, in part or in full including this paragraph are not recognized and or not capable of being enforced in the country and or jurisdiction from where you have voluntarily or otherwise accessed and or used our web site in any manner. You understand and agree that no joint venture, partnership, employment, or agency relationship exists between you and us as a result of this Agreement or on account of use of our web site. We reserves the right to comply with any legal, government, court and or law enforcing authorities request, requirement and or order to provide in part and or full, any information related to our web site and or its use and or the information gathered and or collected by us, in regular course or otherwise and such an act by us shall not cause the derogation of our right with respect to this Agreement nor shall it cause this Agreement to be null, void and or violation of any terms and conditions contained herein. If at time during the existence and subsistence of this Agreement any part of this Agreement is concluded to be invalid or unenforceable by any law that may be applicable to this Agreement in India shall include, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. Unless otherwise expressly provided herein, this Agreement, its provisions and intentions constitutes the entire Agreement between you and us with respect to this web sites of ours and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the two of us.

This service does not constitute an offer to sell or a solicitation of an offer to buy any shares, securities or other instruments to any person in any jurisdiction where it is unlawful to make such an offer or solicitation. This service is not intended to be any form of an investment advertisement, investment advice or investment information and has not been registered under any securities law of any foreign jurisdiction and is only for the information of any person in any jurisdiction where it may be lawful to offer such a service.